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The Property Tax Experts

Uninhabitable

If your property is uninhabitable at the time of purchase, get in touch with the Relatus team to discuss a possible reduction in your SDLT.

The Property Tax Experts

Is your property uninhabitable at the time of purchase?

If so you could be liable to a reduction in your SDLT.

Properties which are not suitable for occupation at the date of purchase will be liable to the non-residential rate of SDLT and this can result in a significant reduction, particularly if the higher rate would have been payable.

This is an area which has been subject to abuse and any claim will be prone to compliance checks and challenges by HMRC.

A property will be uninhabitable if it was unsuitable for use as a dwelling, claims that the heating system was not working or the property needed to be re-wired will not be sufficient. The property must have been in such a condition that no-one could have lived there and this will usually be as a result of structural damage or a hazard to health.

Relatus can assess whether the property will meet HMRC’s strict test and save you the risk of an adverse compliance check which would result in payment of the underpaid tax, interest and penalties.

Reasons to use Relatus for your Property Tax

Our customers rate us an average of 4.9 on TrustPilot...

Check out the many reasons why our customers choose us. We may be slightly biased, but our TrustPilot reviews are not.

An average of 4.9 out of 5, across 225+ reviews.

Highly rated on TrustPilot

We have an average rating of 4.9 from over 225 reviews.

Over 10 years experience

We have helped people to pay the correct amount of SDLT and LTT for over 10 years.

We have the expertise

Relatus specialises in SDLT and LTT, we are made up of qualified accountants, qualified members of the Association of Taxation Technicians (ATT) and qualified (non-practicing) solicitors.

We are good at what we do

HMRC regularly agree with our position and we have recently won an appeal at the First Tier Tax Tribunal.

Flexible Fee structure

Fixed and contingent Fee arrangements available to suit our client’s preferences.

Opinion Service

We can provide full written advice to ensure that the correct amount of SDLT or LTT is paid.

Check out the SDLT rates in England

SDLT Rates in England

Stamp Duty Land Tax (SDLT) is payable when you purchase property or land in England worth more than £250,000 or £125,000 from 1 April 2025. If you are a first time buyer different thresholds and rates apply.

Want to know more?

If you have any questions about your property tax, then get in touch with our team here at Relatus who will be happy to help.